8 May 2026
Linda Blom, National Business Development Manager at Glacier by Sanlam, unpacks how the Sanlam Wealth Edge Endowment Plan is not an ordinary endowment and does some heavy lifting in an investment portfolio
Supercharge your investment with an extra upfront allocation
A stand-out feature of the Sanlam Wealth Edge Endowment Plan*, is that it offers an immediate boost of 4% to the investment amount (calculated after the deduction of the advice fee plus VAT), giving your investment a valuable head start in the market from day one. For investments in the Glacier Solution fund(-s), an immediate boost of 5% will apply to the investment amount
Enjoy ongoing bonus rewards
A Wealth Bonus of 4% is added to your plan on its fifth anniversary, calculated on the fund value at that time. An additional 4% bonus is awarded again at the end of the eighth and 10th year, and every five years thereafter.
A solution that packs a punch
The Sanlam Wealth Edge Endowment Plan has much to offer investors in uncertain markets, if we consider that the solution:
- Boosts your initial investment amount and gives you a valuable head start in the market from day one.
- Offers a tax-efficient structure, with income tax within the fund fixed at 30% and capital gains tax fixed at 12%.
- Provides Wealth Bonuses at regular intervals to reward long-term investment.
- Provides access to select funds with an optional unit price guarantee to help shield your investment from market downturns.
- Offers protection from creditors
- Simplifies investing with a range of solution funds tailored to different risk profiles and professionally managed by a team of specialists.
- Provides liquidity in the estate and/or to the beneficiaries; and
- No executor fees are applicable if beneficiaries are nominated.
No hidden restrictions
Although the primary goal of an endowment plan is to remain invested for the full five-year term, one common concern for investors is the fear of not being able to access their money in case of an emergency. To help ease this concern, the Sanlam Wealth Edge Endowment Plan allows for flexibility during the initial five-year restriction period. Investors may make one withdrawal (full or partial) and take one loan during this time, should an investor require urgent access to funds. It's important to note that the value of any withdrawal or loan during the restricted period is subject to legislative limits.
No-nonsense investing with muscle
The Sanlam Wealth Edge Endowment Plan* is so much more than a traditional endowment plan, with many attractive features including an extensive range of investment options available in the market. It packs a worthy punch in an investment portfolio, catering for your unique risk and return preferences, and offering benefits that will ensure that you can invest with confidence.
