Investment Insights | 2 min read

The Glacier Edge - The role of life annuities

Your key to unlocking sustainable retirement solutions.

Part One | Part Two | Part One

The Glacier Edge is a series of filmed conversations on myriad aspects of investing, by some of the best minds in our business. The series was born of our pursuit of excellence and deep appreciation for the dynamic world of investing. Whether your client has a savings goal, needs to preserve wealth, is saving for their retirement or planning their retirement income, this video series drills into the detail of investing and the solutions that support your clients’ journeys.

There is much to know about investing. It is sometimes complex to navigate, even for seasoned intermediaries and investors.

The role of life annuities

There’s so much to know about this post-retirement solution and we’ve answered as many questions for you as we could think of, simply and clearly. The episodes are as follows:

Watch the series now

The role of life annuities – Part One

Rocco Carr, Business Development Manager, and Linda Blom, National Business Development Manager, explain the benefits of a life annuity, the factors influencing weekly rates, the underlying instruments involved, and the drivers behind bond yield fluctuations. Watch now

The role of life annuities – Part Two

Linda Blom and Rocco Carr discuss how bond yield fluctuations impact the guaranteed income of a life annuity, using a practical example. They also examine potential annual returns of a life annuity in light of ASISA's maximum drawdown levels for a living annuity and the expected market returns. Watch now

The role of life annuities – Part Three

A brief comparison of the pros and cons of life and living annuities and how combining them for a client can offer the best of both worlds and optimal post-retirement income. Watch now

Sharing knowledge to help unlock infinite investment opportunities

Glacier Edge is not intended to offer financial advice. We’ve created content to help simplify the often complex world of investing and in many ways help advisers and clients get back to the basics of wealth creation.

We are committed to delivering content of the highest standards and therefore have ensured that every insight shared is thoroughly researched, expertly curated, and designed to add tangible value to your practice and your clients’ lives.

The video recordings are intended for use by financial intermediaries, for information purposes only and should not be construed as the rendering of advice to clients. Although we have taken reasonable steps to ensure the accuracy of the information, neither Sanlam nor any of its subsidiaries accept any liability whatsoever for any direct, indirect or consequential loss arising from the use of, or reliance in any manner on the information provided in this recording.
Glacier Financial Solutions (Pty) Ltd is a licensed financial services provider. Sanlam Life Insurance Ltd is a licensed life insurer, financial services and registered credit provider (NCRCP43).

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