Wrap funds (also referred to as model portfolios) may form the core of your investment portfolio, and you may be wondering how they work and the benefits they offer. We have listed some facts and benefits that will help you understand them better.
To address the continuous need for capital protection and potential inflation-beating after-tax returns, a new issue of the Glacier Capital Enhancer and Glacier Return Enhancer launched in January this year.
South African equity markets ended the month of July lower, erasing the gains of the previous month. The downturn was on the back of a global sentiment which shifted from risk-on to risk-off as trade tensions between the US and China escalated to levels that sparked concerns over slowing global growth.
Exchange-traded funds (ETFs) have been around financial markets since 2000, but they have gained some decent traction in recent years along with other passive investments as a popular investment in South Africa.
Exchange traded funds, along with other passive investments, are becoming more popular with South African investors. First launched in SA in 2000, they’ve gained traction in recent years as investors become more cost conscious as a result of muted market returns over the past few years.
Skill, scalability and simplicity. Those are the three key features to look for in a discretionary fund manager (DFM), according to Leigh Köhler, head of Investment Solutions at Glacier, speaking at the inaugural Glacier Invest Summit in July 2019.
South African equity markets ended the month of June higher, erasing the losses of the previous month. The recovery was on the back of a shift in global sentiment from risk-off to risk-on as trade tensions between the US and China eased, alongside global market expectations for the US Federal Reserve to cut rates.
South African equity markets ended the month of May lower, erasing all the gains of the previous month. It was a classic case of the investment adage “sell in May and go away” as equity markets offered no place for investors to hide.
It’s perfectly understandable that investors are nervous when markets are volatile. While election fever is over, investors still wait for markets to return to normal, and for policy certainty in order for business confidence to improve.
Investing for the long term By Roenica Tyson – Investment Product Specialist Over a five-year investment horizon, many investors would look to maximise their exposure to growth assets in order to earn high real (inflation-beating) returns. While growth assets, such as global equities, are volatile in nature, the likelihood of achieving positive returns improves as the investment horizon increases.
South African equity markets continued to rally in March, albeit at a slower rate than the previous month. The uptick came on the back of a weakening of the rand - that was supportive to rand-hedge counters - which drove returns of large-caps and thereby lifted the overall index despite the downturn in small-caps and mid-caps.
South African equity markets continued to rally in February, driven by a strong resource sector. The rand weakened 6.34% for the month, while resource shares advanced 9.06%. The major contributors were large- and mid-cap stocks.
The South African market had a strong start to the year with all asset classes posting gains in January. The listed property sector rebounded from a depressing 2018 to take the crown as the leading gainer for the month
Allow your investors the opportunity to enjoy their retirement by focusing on their income requirements rather than solely on capital. Give your clients a better long-term, sustainable retirement income by combining a market-linked annuity with a guaranteed annuity.
In a bold step to ensure that our intermediaries have access to the best available world-class investment solutions and strategies, we are very proud to present our significantly enhanced discretionary fund management (DFM) and consulting capability, GLACIER INVEST.
Retirement is for some people a #timeforeverything, however for many there is a big concern as to whether they will be able to receive a sustainable income for a comfortable retirement for the rest of their lives.
Decreases in cost and increases in transparency and choice regarding underlying investment options make endowments a viable option to consider for tax-efficient discretionary (non-retirement funding) savings.
Your clients have enough reasons to deposit a percentage of their income into a savings plan that yields good returns. Their children’s higher or tertiary education fees; a financial boost to start a business or to purchase an investment property; or a product to complement their retirement savings.
The Monthly Bonus fund can significantly reduce volatility pre- and post-retirement. Investing around retirement can be challenging. You want to allow your retirement savings pot to continue to grow in real terms to maximise the retirement income you can earn. But the typical investment portfolio that allows such growth also exposes you to market risk.
The Glacier Capital Enhancer attracted strong support last year, and in response to demand, a new issue was launched on 22 January. This issue has an indicative enhanced return of 80%*, provided that the global portfolio provides a positive return over the five-year period of investment. This is equivalent to 12.5% per annum.