Client Brochures

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Sanlam Wealth Edge Endowment

The Sanlam Wealth Edge Endowment Plan is a flexible five-year investment solution with all the benefits of ordinary endowments plus a number of very attractive additional features.

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Sanlam Cumulus Echo Preservers - Client brochure

Continue growing the money you have saved so far when you change jobs so that you can keep looking forward to a comfortable retirement. We add an amount, the Wealth Bonus®, to your savings as a reward if you remain invested until retirement. The longer you stay invested, the bigger the bonus.

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Glacier Personal Portfolios Preservation Funds - Client brochure

Preserve and grow your retirement savings when you leave your employer.

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Glacier client web registration instructions

How to register as a South African user.

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Sanlam Life Annuity - Client brochure

Secure a lifelong income from a selection of life annuities, underwritten by Sanlam Life, that allow you to provide for your dependants after your death, and offer annual income growth options.

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Access to Retirement Savings from 1 September 2024

What will access to retirement savings look like from 1 September 2024?

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Sanlam Fixed Return Options - Client brochure

These solutions pay a guaranteed amount after a five-year period, with the option to receive a fixed monthly income throughout the investment term as well.

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Introducing Glacier

Glacier by Sanlam brings together leading experts and respected financial services companies to meet clients’ investment needs. We deliver focused investment services through specialist teams, partner with acclaimed financial intermediaries and pride ourselves on our superior products and solutions and high quality service

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Wealth Bonus made simple

As a Sanlam client earning a Wealth Bonus, you automatically enjoy rewards and discounts for the responsible financial decisions you are making for tomorrow.

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Glacier Long Term Global Growth Feeder Fund

In partnership with global asset manager Baillie Gifford, we bring investors the opportunity to invest in a truly long-term growth fund with exposure to high growth companies in both developed and emerging markets.

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Glacier Top Brands Enhancer-August 2023

The certainty of a defined minimum return and the opportunity for a defined enhanced return, through exposure to the performance of 12 top global brands.

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Glacier Solution Funds

Glacier’s range of Solution Funds benefits both investors and financial advisers by providing cost-effective access to top managers.

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Glacier Top Brands Enhancer

The certainty of a defined minimum return and the opportunity for a defined enhanced return, through exposure to the performance of 12 top global brands.

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Sanlam Income with Capital Preservation Plan Optional - Client brochure

Secure a lifelong income from a life annuity underwritten by Sanlam Life, that allows you to provide for your dependants after your death or create liquidity in your estate, and offers annual income growth options. The Optional plan is purchased with your own discretionary savings

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Sanlam Income with Capital Preservation Plan - Client brochure

Secure a lifelong retirement income from a life annuity underwritten by Sanlam Life, that allows you to provide for your dependants after your death, and offers annual income growth options.

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Glacier-Offshore-Investment-Plan-Client

The Glacier Offshore Investment Plan is an investment solution which offers you the opportunity to invest offshore, accessing different markets and currencies with simplicity, flexibility and affordable investment minimum.

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Glacier Investment Plan - Client brochure

Invest your capital and grow your wealth in a personal investment portfolio, customised by you and your financial planner to suit your needs and tolerance for risk.

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Glacier Tax Free Investment Plan - Client brochure

Invest tax-free in an investment portfolio customised by you and your intermediary according to the level of risk with which you’re comfortable.

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Glacier Vantage Plan and Life Plan - Client brochure

The Glacier Vantage Plan and Vantage Life Plan are tax-efficient investments, with a minimum investment period of five years. The first five years are considered a restricted period.

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Glacier Retirement Annuity - Client brochure

Provide for your retirement in a tax-efficient manner by investing your capital in a personalised and diversified investment portfolio with flexibility in terms of contributions and underlying investment choice.

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Glacier Living Annuity - Client brochure

With our living annuity, you decide how your retirement savings are invested, and what amount of income you will take each year.

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Glacier Investment Linked Lifetime Income Plan - Client brochure

This solution combines the advantages of an investment-linked living annuity and a guaranteed life annuity into a single solution by providing the certainty of a lifelong income linked to the growth of an underlying investment portfolio.

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Glacier International Global Life Plan - Client brochure

The Glacier International Global Life Plan is a life policy which offers you flexibility. You can invest in a range of investment choices denominated in foreign currencies, and you’ll benefit from tax efficiency and estate-planning advantages.

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Glacier International Global Investment Plan - Client brochure

The Glacier International Global Investment Plan is a policy which offers you flexibility, and the investment options include a diverse range of international collective investment funds covering all asset classes, as well as individual stocks.

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Glacier International Navigate Optimised Model Portfolios - Client brochure

Navigate by Glacier International is a highly guided list of investment choices to help simplify international investments.

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Glacier Sustainable World Enhancer - Client brochure - December 2022

The Glacier Sustainable World Enhancer is set up in a sinking fund policy underwritten by Sanlam Life. This five-year tax-efficient investment is linked to the performance of a portfolio of global companies that contribute to the United Nations’ Sustainable Development Goals. The investment offers full capital protection and enhanced participation in the positive performance of the global portfolio.

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Glacier Sustainable World Enhancer - Client brochure - October2022

The Glacier Sustainable World Enhancer is set up in a sinking fund policy underwritten by Sanlam Life. This five-year tax-efficient investment is linked to the performance of a portfolio of global companies that contribute to the United Nations’ Sustainable Development Goals. The investment offers full capital protection and enhanced participation in the positive performance of the global portfolio.

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Glacier Sustainable World Capital Enhancer - Client brochure - July 2022

The Glacier Sustainable World Enhancer is set up in a sinking fund policy underwritten by Sanlam Life. This five-year tax-efficient investment is linked to the performance of a portfolio of global companies that contribute to the United Nations’ Sustainable Development Goals. The investment offers full capital protection and enhanced participation in the positive performance of the global portfolio.

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Glacier Sustainable World Capital Enhancer - Client brochure - May2022

The Glacier Sustainable World Enhancer is set up in a sinking fund policy underwritten by Sanlam Life. This five-year tax-efficient investment is linked to the performance of a portfolio of global companies that contribute to the United Nations’ Sustainable Development Goals. The investment offers full capital protection and enhanced participation in the positive performance of the global portfolio.

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Sanlam Stratus Guaranteed Income Policy

Buy yourself some certainty of income. In an era where certainty seems more elusive every day, it’s important to take charge of your future. The Sanlam Stratus Guaranteed Income Policy is a term annuity, underwritten and administered by Sanlam Life Insurance Ltd., which provides a regular, guaranteed income for a period chosen by you.

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Glacier Sustainable World Capital Enhancer - Client brochure - March 2022

The Glacier Sustainable World Enhancer is set up in a sinking fund policy underwritten by Sanlam Life. This five-year tax-efficient investment is linked to the performance of a portfolio of global companies that contribute to the United Nations’ Sustainable Development Goals. The investment offers full capital protection and enhanced participation in the positive performance of the global portfolio.

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Glacier Sustainable World Capital Enhancer - Client brochure (July 2021)

In a time of increased environmental and social consciousness, wouldn’t you feel good about investing in the greater good of humankind?

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Retrenchment and Tax

If you are retrenched, a severance package is something that your employer will offer you. It is important to remember that the Labour Relations Act demands a consultation process that includes consensus on the value of the severance package.

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Glacier Sustainable World Capital Enhancer - Client brochure (May 2021)

In a time of increased environmental and social consciousness, wouldn’t you feel good about investing in the greater good of humankind?

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Glacier Sustainable World Capital Enhancer - Client brochure (December 2020)

In a time of increased environmental and social consciousness, wouldn’t you feel good about investing in the greater good of humankind?

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Glacier Sustainable World Capital Enhancer - Client brochure (October 2020)

In a time of increased environmental and social consciousness, wouldn’t you feel good about investing in the greater good of humankind?

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Advantages of Glacier Offshore Investment Plan

Glacier’s Offshore Investment Plan allows you to diversify your investments across markets and currencies – simply and affordably.

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Navigate Optimised Model Portfolios

The portfolios have been constructed to not only appeal to investors who are new to offshore investing and require guidance, but also to seasoned investors who merely require a simple offshore investment solution.

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Creating your dream retirement is like building a house

In the same way that you build your dream home, you create your dream retirement.

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A recipe for a happy retirement

Your dream retirement is yours to create – it just takes the right ingredients. Glacier by Sanlam spoke to 82 retirees about their recipe for a happy retirement and four distinct ingredients emerged: financial security, good health, staying connected and looking forward with positivity.

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If you could have a conversation with yourself

Three things your older self will tell you at different stages of your life. Retirement is a journey with goals for every age and stage of your life. Sanlam’s research shows what an older you may tell a younger you at key points in this journey, to help your financial planning stay on track.

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10 Tips to (financially) survive retrenchment

Getting to grips with your new financial reality can be daunting, but examining your options, especially regarding your retirement savings and investments, is a critical step to financial confidence. Sherwin Govender, Business Development Manager at Glacier, offers some tips to help you (financially) survive this stressful time.

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Getting Real About Retrenchment

It’s not the end of the world, although it might seem that way. Retrenchment is an unfortunate consequence of tough economic times, where companies are challenged to remain profitable, and where their survival into the future is under threat. Colleen Taljaard, HR Manager at Glacier by Sanlam,

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Glacier International Global Life Plan

Glacier International provides South African investors with direct international investment opportunities.

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Live your best retirement possible

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Benefits of the Glacier Solution Funds

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Glacier Underlying Investment Options

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