View the brochure for more information

Allianz SE | Amazon.com | Apple Inc | Coca-Cola Co. | Inditex | LVMH | McDonalds Corp | Mercedes-Benz | Nestlé SA | Nike Inc | SAP | Walt Disney Co.

Minimum contribution

R100 000 lump sum

How long to invest for

A minimum of five years, as it is set up in a sinking fund policy underwritten by Sanlam Life Insurance Ltd, called the Vantage Plan, of which the first five years are known as a ‘restricted period’.

Benefits

• Five-year investment linked to a portfolio of some of the largest, most well-known and well-perceived brands in the Europe and US, without currency risk
• capital protection
• The Top Brands Return Enhancer will provide you with a defined minimum return of 120% of your initial investment amount if the portfolio provides a negative return or a positive return up to 20% over the 5-year investment term. You will receive an enhanced return if the portfolio provides a return above 20% over the five years.  This enhanced return level gets determined at inception.
• The Top Brands Participation Enhancer will provide you with 100% of your initial investment amount if the portfolio provides a negative return.  If the portfolio provides a positive return over the investment term, you will participate in that return in an augmented way.  The augmented participation level gets determined at inception.
• There is an opportunity for high returns, even in a low return environment
• Structure with no tax administration burden

How it works

• You make a lump sum investment of at least R100 000
• The investment is linked to the performance of a portfolio of top global brands without currency risk
• The capital protection and investment return are provided by leading global banks

Access to your money

During the five-year term, no withdrawals, switches or loans are allowed.

Tax

All returns earned will be taxed as income at the end of the investment term, using the prevailing rates.

Fees

All fees are priced into the investment. No additional fees will be deducted separately and your full investment amount will therefore be invested.

Fees vary per product and your underlying investment. Please speak to your financial planner to make sure you pay the correct fees and that you understand which fees you pay and why.

Additional resources

Bloomberg Transatlantic Top Brands Fixed Selection Decrement 5% Index
Comparison between Glacier structured investment options
Understanding the performance of the Glacier Top Brands Return Enhancer

Glacier Top Brands Return Enhancer - June 2024 Issue Documentation

Glacier Top Brands Return Enhancer Brochure

Glacier Top Brands Return Enhancer - April 2024 Issue Documentation

Glacier Top Brands Return Enhancer Brochure

Glacier Top Brands Return Enhancer - January 2024 Issue Documentation

Glacier Top Brands Return Enhancer Brochure

Glacier Top Brands Return Enhancer – October 2023 Issue Documentation

Glacier Top Brands Return Enhancer Brochure

Glacier Top Brands Return Enhancer – August 2023 Issue Documentation

Glacier Top Brands Return Enhancer Brochure

Glacier Top Brands Return Enhancer – June 2023 Issue Documentation

Glacier Top Brands Return Enhancer Promotional Video
Glacier Top Brands Return Enhancer Brochure
Bloomberg Transatlantic Top Brands Fixed Selection Decrement 5% Index
Comparison between Glacier structured investment options
Understanding the performance of the Glacier Top Brands Return Enhancer