Goal-driven savings

Glacier Top Brands Participation Enhancer

Capital protection and the opportunity for augmented returns, through exposure to the performance of 12 of the largest, most well-known brands in Europe and the US, without currency risk.

View the brochure for more details

Minimum contribution

R100 000 lump sum

How long to invest for

A minimum of five years, as it is set up in a sinking fund policy underwritten by Sanlam Life Insurance Ltd, called the Vantage Plan, of which the first five years are known as a ‘restricted period’.

Benefits

  • Five-year investment linked to a portfolio of some of the largest, most well-known and well-perceived brands in the Europe and US, without currency risk
  • capital protection
  • The Top Brands Participation Enhancer will provide you with 100% of your initial investment amount if the portfolio provides a negative return.  If the portfolio provides a positive return over the investment term, you will participate in that return in an augmented way.  The augmented participation level gets determined at inception.
  • There is an opportunity for high returns, even in a low return environment
  • Structure with no tax administration burden

How it works

  • You make a lump sum investment of at least R100 000
  • The investment is linked to the performance of a portfolio of top global brands without currency risk
  • The capital protection and investment return are provided by leading global banks

Access to your money

You may exit this investment prior to maturity. The value will be calculated based on the market value of the asset, which could be less than the original capital amount. The minimum return is only provided if the policy is held to maturity.

Tax

All returns earned will be taxed as capital gains at maturity.

Fees

All fees are priced into the investment. No additional fees will be deducted separately and your full investment amount will therefore be invested.

Fees vary per product and your underlying investment. Please speak to your financial planner to make sure you pay the correct fees and t

Additional resources

Bloomberg Transatlantic Top Brands Fixed Selection Decrement 5% Index

Glacier Top Brands Investment Options - September 2024 Issue Documentation

Glacier Top Brands Investment Options Brochure

Contact Us

Ready to take the next step in your financial journey?

Supply your details and we'll get an intermediary to contact you.

e.g John Doe

e.g. johndoe@company.com

e.g +27 83 123 456

Select a Province within South Africa

e.g Durbanville

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